Easy mistake that means thousands of pounds worth of items in your home may not be covered by insuranceThe average UK home contains around 35,000 worth of goods but if your cover is not right, you won’t be protected05:00, 21 FEB 2018Updated08:15, 21 FEB 2018It’s always worth double checking your cover at renewal (Image: Getty) An estimated billion worth of household possessions across the UK are not insured against risks such as theft, fire, flooding and accidental damage, according to insurers.The calculations were made by the Association of British Insurers (ABI), which said the average UK household contains worth of possessions.The ABI said the typical contents of a home are worth more than the average annual salary, which stands at The total value of possessions owned by all UK households are now worth an estimated billion which is more than the combined value of all homes in Scotland, Wales and Northern Ireland, at billion, the ABI said.Lawyer shares 3 top tips to stop your home insurance claim being rejectedRead MoreAttack your billsBut more than a quarter (28%) of households do not have home contents insurance meaning around billion worth of possessions could be at risk according to the ABI, which based its calculations on the Office for National Statistics’ Wealth and Assets Survey.The ABI said the average cost of home contents insurance, at a year, works out at less than a week, with combined buildings and contents policies costing under per week typically.The figures will feature in an ABI report released during its annual conference on February 27.Moving house? The one mistake that could put all of your possessions at risk and half of us are guilty of itMake sure you get the right level of cover and avoid paying for insurance you do not need. Many firms offer blanket cover at, say, but if you don’t need that much, don’t waste your cash.Calculate accurate sums on belongings and the cost of rebuilding.Good security such as window locks, alarms and decent door locks will cut the risk of theft and some insurers will offer discounts. But before you add any security measures, check with your insurer that they are approved products.

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